Unlock funding to keep growing
Access fast, fixed-fee financing with payments that fit your business so you can grow with confidence.
Fast, flexible financing
Fast Funding
Apply in minutes and access your funding quickly
No impact to your credit score, long forms, or weeks of waiting. Just a quick application, and if you’re approved, funds will be in your account within 1–2 business days* so you can get back to work.
*Time for underwriting may vary based on market conditions and other factors.
Fixed Fee
One clear cost, no surprises
You know what you’ll owe upfront. There are no compounding interest charges or late fees, so you can grow with confidence and full control over your cash flow.
Clear Terms
Payments that work for your business
Make payments as a percentage of your sales or on a predictable fixed schedule so you always know what to expect and can invest with less stress.
Flexible Financing Offers
The right-sized financing to fund your next move
Choose the financing amount that fits your needs and use it your way—whether it’s investing in new tools, growing your team, or finally buying the new truck. You’re in control of how you grow.
Frequently Asked Questions
Jobber Capital loans are issued by Celtic Bank and provided in partnership with Stripe or Parafin.
Stripe: Jobber Capital offers financing types that include loans and merchant cash advances. All financing requests are subject to a final review prior to approval. Jobber Capital loans are issued by Celtic Bank, powered by Stripe. Jobber Capital merchant cash advances are provided by YouLend.
Jobber Capital loans have a minimum payment amount due each repayment period, and if the minimum amount that you repay through sales doesn’t meet the minimum, your account will be automatically debited the remaining amount at the end of the period. If your loan has a fixed payment, Stripe stops withholding from your sales when you meet the fixed payment amount. The repayment terms for your offer will be detailed during the application process.
Parafin: All loans and offers are subject to credit approval, identity verification, and are subject to periodic review and may change without notice. Bank transfers are subject to review. Parafin merchant cash offers and advances are provided by Parafin and governed by Parafin’s Terms of Service and Privacy Policy. Merchant cash offers and advances and bank transfers are subject to review and may be rescinded. Merchant cash offers and advances are not extensions of credit or loans and they may not be used for personal, family, or household purposes.
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